Serving All of Northwest Arkansas
Medicare Plans in Northwest Arkansas — Compared Side by Side, At No Cost To You
Eric Feltner compares Medicare Advantage, Medicare Supplement, and Part D prescription drug plans from top national and local carriers — then hands you a clear recommendation built around your doctors, your prescriptions, and your budget.
Independent agent · No cost to you · Licensed in 12 states
Choosing a Medicare plan in Northwest Arkansas should not feel like decoding a legal document. Between Medicare Advantage (Part C), Medicare Supplement (Medigap), and Prescription Drug Insurance (Part D), most people are handed dozens of options and no framework for judging them.
Feltner Insurance Agency exists to remove that guesswork. As an independent, licensed Medicare agent, Eric Feltner is not tied to a single carrier. He pulls the plans actually available at your ZIP code, checks them against your provider list at Washington Regional, Mercy, and Northwest Health, prices out your prescriptions at your pharmacy, and shows you the real annual cost of each option — not just the premium.
His help costs you nothing. Carriers pay the agent, so your rate is identical whether you enroll on your own or with a professional in your corner.
Problems We Solve
What usually goes wrong — and how we prevent it
The mailbox flood after you turn 64
Twenty carriers, forty envelopes, and every one of them says it's the best plan in Northwest Arkansas. None of them know which doctors you see. Eric filters the entire market down to the two or three plans that actually fit and explains exactly why the rest were cut.
A $0 premium plan that costs thousands
A zero-dollar premium says nothing about your maximum out-of-pocket, your specialist copays, or whether your cardiologist is in network. We model the worst realistic year, not the brochure year, so a hospital stay doesn't become a financial emergency.
Your prescription isn't on the formulary
Drug tiers change every January. A plan that covered your medication for $10 last year can move it to a specialty tier and quadruple your cost. Eric re-runs your drug list against every available Part D and Advantage plan before the annual deadline.
You inherited a plan you never chose
Auto-renewal is the most expensive default in Medicare. Many Springdale and Rogers retirees are paying for a plan chosen years ago in different health circumstances. A fifteen-minute annual review often uncovers hundreds of dollars in avoidable cost.
You're still working past 65
Employer coverage, HSAs, and Part B timing interact in ways that trigger lifetime late-enrollment penalties when handled wrong. Eric maps the sequence before you sign anything.
How It Works
A clear process, start to finish
The process is deliberately simple. You give Eric your doctors, your prescriptions and dosages, your pharmacy, and your budget comfort zone. He does the research and comes back with a written comparison in plain English.
Every recommendation shows the premium, the deductible, the maximum out-of-pocket, the copays that apply to your actual care pattern, and the network status of each of your providers. Where two plans are genuinely close, he tells you that too — and explains the tradeoff instead of pushing whichever pays more.
When you're ready, enrollment happens in the same conversation, by phone, in person, or through a secure online link. And Eric stays your agent afterward: claim questions, ID card problems, and the annual October review are all part of the service.
Independent, not captive
Access to top national and local carriers means the recommendation follows your needs, not a sales quota.
Zero cost, always
You never pay Eric a dime. Plan pricing is set by the carrier and identical either way.
Prescription-first analysis
Your drug list is priced at your pharmacy on every plan before anything is recommended.
Local availability
A Northwest Arkansas agent who answers the phone — not a national call center with a new rep every time.
Annual re-shopping
Plans change every year. Eric reviews yours each fall so you never drift onto a plan that stopped fitting.
Licensed in 12 states
Snowbirds and family members out of state can be helped by the same agent you already trust.
Free Quote — No Obligation
Get your Medicare plan comparison this week
Send Eric your doctors and prescriptions and get a written, side-by-side comparison of every plan available at your address in Northwest Arkansas.
What's Covered
Your options, explained in plain English
Medicare Advantage (Part C)
All-in-one plans that bundle hospital, medical, and usually drug coverage, often with dental, vision, hearing, and fitness extras. Network and out-of-pocket structure matter enormously — that's where the comparison work pays off.
Medicare Supplement (Medigap)
Pairs with Original Medicare to cover the gaps — deductibles, coinsurance, and copays — with nationwide provider freedom and no referrals. Plan G and Plan N are the workhorses; underwriting rules make timing critical.
Prescription Drug Insurance (Part D)
Standalone drug coverage for those on Original Medicare or a Supplement. Formulary tiers, preferred pharmacies, and the annual out-of-pocket cap drive the true cost far more than the monthly premium.
Medicare Health Care Insurance reviews
Already enrolled? Eric audits your current plan against this year's market and tells you honestly if you should stay put.
Local Coverage
Serving All of Northwest Arkansas
Feltner Insurance Agency serves Medicare beneficiaries across Fayetteville, Springdale, Rogers, Bentonville, Huntsville, Berryville, Marshall, and the wider Northwest Arkansas corridor, along with clients in Harrison and the Ozarks.
Local knowledge matters in Medicare more than in almost any other insurance line, because plan availability, provider networks, and premiums are set county by county. A plan that's excellent in Benton County may have a thin network in Washington County. Eric works these markets every day and knows which carriers keep Washington Regional, Mercy Northwest Arkansas, and the region's independent clinics in network.
FAQs
Medicare Plans questions, answered
How much does it cost to work with a Medicare agent in Northwest Arkansas?+
Nothing. Eric Feltner's services are free to you. Insurance carriers compensate agents directly, and Medicare plan premiums are set by the carrier and approved by CMS — they are exactly the same whether you enroll yourself or through an agent.
When can I enroll in or change a Medicare plan?+
Your Initial Enrollment Period spans the three months before through the three months after your 65th birthday month. The Annual Enrollment Period runs October 15 to December 7 for January 1 changes, and the Medicare Advantage Open Enrollment Period runs January 1 to March 31. Special Enrollment Periods apply if you move, lose employer coverage, or qualify for assistance.
What is the difference between Medicare Advantage and a Medicare Supplement?+
Medicare Advantage replaces how you receive your benefits, usually with a network, copays, and a yearly out-of-pocket maximum, and often includes drug, dental, and vision extras. A Medicare Supplement works alongside Original Medicare to pay the gaps, costs more per month, and gives you nationwide access to any provider who accepts Medicare. Which one wins depends on your health, your travel, and your tolerance for variable costs.
Will my doctors in Northwest Arkansas be in network?+
Eric verifies every provider on your list — primary care, specialists, and preferred hospitals — against each plan's current network before recommending anything. Network status is checked, not assumed.
Can I keep my current prescriptions on a new plan?+
In most cases, yes, but the cost can vary dramatically. Eric prices your exact medications and dosages at your pharmacy across all available plans and flags any drug that sits on a high tier or requires prior authorization.
What happens if I miss my Medicare enrollment deadline?+
Late enrollment for Part B and Part D can carry permanent penalties added to your premium for life. If you're approaching a deadline, call (870) 280-8753 now — some situations qualify for a Special Enrollment Period, but timing matters. See our Medicare enrollment assistance page for details.
Do I have to switch plans every year?+
No, but you should review. Formularies, networks, and premiums change every January. Eric conducts a free annual review each fall and tells you plainly when staying put is the right answer.
How do I get started?+
Call (870) 280-8753, email EricFeltner@YourMedicareConsultant.org, book a time on Eric's calendar, or submit a Medicare Plan Options Request online. Most people get their comparison within one business day.
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Not sure where to start? Begin with a no-cost strategy conversation.
Learn moreYou can also meet Eric Feltner, browse every enrollment and quoting tool, or reach out directly.
Ready When You Are
Get your free medicare plans quote today
Call (870) 280-8753 and speak directly with Eric Feltner — a licensed, independent agent serving Northwest Arkansas. No cost, no obligation, no call center.